Accept MyCash payments, online or by link.
One hosted checkout for your website, your app or a link you share. Your customer enters their MyCash number and the one-time code MyCash texts them, and you know the moment it's paid.
Enter your MyCash codeHow your customer pays with MyCash
Picks MyCash
On the Transxact checkout you sent them to, or opened from a link you shared.
Enters their number
Their MyCash mobile number, and MyCash texts them a one-time code.
Types the code
The code approves this one payment, from their own wallet.
Is paid
The checkout shows it paid. You get a signed webhook, and see it on your dashboard.
In Test mode no text is sent: the checkout shows the code to type, and no money moves.
What MyCash costs
FJD 0.50
per payment, whatever the amount
Digicel's fee (FJD 0.30) plus ours (FJD 0.20), charged only on payments that go through, and never in Test mode.
When a customer pays you FJD 50.00
- Paid with MyCash
- FJD 50.00
- Fee
- −FJD 0.50
- You get
- FJD 49.50
Each payment under FJD 5,000. Full pricing
Two ways to take MyCash
For developers
- Create a Checkout Session from your server and send your customer to its
hostedUrl. - A signed webhook when it's paid, the same shape for MyCash and M-PAiSA.
- Paid out by bank transfer, every Monday by default, with the fee already taken out.
No code: share a link
- Say how much and what it's for.
- Share the link or QR code on Facebook, WhatsApp or at your stall.
- Your customer pays with MyCash or M-PAiSA, and we send what you're owed to your own wallet.
No business registration needed. Test links work the moment you sign up; real payments start once we've checked your ID.
Going direct, or through Transxact
You can integrate MyCash with Digicel yourself. Here's what each way involves.
| What | Going direct | Through Transxact |
|---|---|---|
| Your account | Your own MyCash merchant account with Digicel | A Transxact account in a minute; you verify your business with us once |
| What you build | Your own integration with Digicel's MyCash API | One Checkout Session, and one signed webhook |
| M-PAiSA too | A second, different integration with Vodafone | The same Checkout Session and the same webhook |
| Fee | Digicel's fee | Digicel's fee (FJD 0.30) plus ours (FJD 0.20): FJD 0.50 per payment, whatever the amount |
Questions about MyCash
Does my customer need anything besides MyCash?
No. They pay from the MyCash wallet they already have, on their own phone number, and never need a Transxact account.
Where does my customer enter the code?
On the Transxact checkout. MyCash texts it to the number they entered, and it approves just this payment.
What does MyCash cost through Transxact?
Only payments that go through are charged: FJD 0.50 per payment, whatever the amount, Digicel's fee plus ours. Nothing when a payment fails, and nothing in Test mode.
Can I take MyCash without a website?
Yes. Make a payment link or QR code with no code at all and share it on Facebook, WhatsApp or at your stall. Test links work the moment you sign up; real payments start once we've checked your ID.
Is there a limit on one payment?
Each payment must be under FJD 5,000.
Is Transxact part of Digicel?
No. Transxact is an independent checkout that connects to MyCash. MyCash is a Digicel Fiji service.
Try MyCash in Test mode first
An email and a name is all it takes. Test payments work straight away; real ones once your account is verified. Taking M-PAiSA too? See M-PAiSA.